Hope 4 You

Hope from default foreclosure

I am behind on my payments

I owe more then my house is worth

My adjustable rate mortgage has sky rocketed

I have received a Notice of Default; foreclosure imminent

Do any of the above fit you or someone you know? California is experiencing double digit unemployment. 2 million California home owners are 30 days or more late on their mortgage. Property values have fallen by 40% or more. Some economists say we might be heading to a double dip recession; this real estate roller coaster ride might not be over.

It is troubling isn’t it?

I cannot even begin to imagine how frustrated, upset, and uncertain you are right now if you or someone you know is in this position. I imagine you are feeling overwhelmed. I have seen a lot of good people hurt in this nation’s financial crisis. That is why I became a real estate agent with a focus on default resolution; to give a hope and a help to people in need. As of Oct 2011 66% do not do anything except let their house go to foreclosure. By reading this web page you are part of 34% that want to take back control.

The #1 thing I have learned is that most do not realize they have options. They may think foreclosure is the only option so they do not do anything. Would it surprise you to learn that you may have up to 9 options available to you?

You may be familiar with a few:

  • Bankruptcy
  • Refinance the loan(s)
  • Loan Modification

Each of them have benefits and challenges. I can help walk you through these options and the other 6 to find the right solution for you.

Mortgage Forgiveness Debt Relief Act endingI would like to talk to you about your situation and discuss your options. This is not a ‘get fix’ fast scheme. There are no instant fixes; but there are options to avoid foreclosure and the resulting credit damage it brings.

Hope is as close as a single form. There is no cost or any obligation. Fill it out now and let me begin to help you.

3039 Visits Since 2011-03-05