Can HARP 2 help you

March 3, 2012
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The administration has unveiled the new HARP 2.0; Home Affordable Refinance Program on February 13, 2012. The chief goal is to help struggling home owners to be able to refinance their home loans at today’s lower rates. The objective of HARP is to help keep more home owners in their home and to help build [...]

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3.8% Sales Tax on Home Sale

February 27, 2012
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In the health care bill (which became law in March 2010) there is a provision that requires a 3.8% sales tax on the sale of a home. There is a lot of confusion regarding this sales tax. Does every home sale get taxed? What about capital gains or losses; do they affect the tax? Does [...]

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Silent Killer in your Home

February 21, 2012

Carbon Monoxide (CO) is an odorless, colorless, and undetectable gas that is the result of burning fossil fuels including wood, gas, kerosene, coal, oil, and other petroleum or hydrocarbon products. This gas is the ‘silent killer’ resulting in illnesses and death. California (CA) now has a law, Senate Bill 183 (SB183) aka the Lowenthal bill, [...]

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5 ways to improve your home value part 2

February 17, 2012
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Yesterday I made a post regarding simple and inexpensive ideas to make your home stand out above all the other homes your potential buyers will see. I covered 2 major projects: painting the home and curb appeal. Today I focus on the interior projects. Step 1 Staging: Remove the clutter My home is cluttered. This [...]

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5 ways to improve your home value

February 16, 2012
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The goal of any seller, besides getting the house sold, is to sell it for the most money. There is competition out there. Your home is not the only one on the market for sale. When someone pulls up to your home and steps through the door you want to capture them. You want them [...]

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Google Yourself

February 14, 2012
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Just Google yourself. No I am not telling you off nor am I suggesting anything R rated. I am giving you a good piece of advice. Google is an incredible tool for both the potential home buyer and current home owner. Using this search engine you can find out some interesting information. I am going [...]

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5 Consequences of overpricing

February 9, 2012
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As an agent it is my job to assist you in selling your home fast, with the least hassles, and for the most money. My job is to come along side you and aid you to meet those goals. One of the chief obstacles in meeting those goals is overpricing your home. I understand the [...]

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Debt Forgiveness Terminating

February 3, 2012
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In the sale of a home via short sale there are 2 very real financial concerns that every seller should know and understand. One is possible deficiency judgment; your lender sues you to make you pay the amount they forgive. Please read this post to understand deficiency judgments in California. The other concern is paying [...]

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Understanding California Property Tax

February 2, 2012
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I recently received 2 messages from recent buyers questioning a property tax bill. Basically both were wondering what it was and do they have to pay. As a real estate agent some things are just part of the business that we don’t fully cover with our buyers. So, I decided a blog about taxes and [...]

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4 Closing Table Killers, part 2

January 24, 2012
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Yesterday I posted part 1 of mistakes buyers make that can kill a real estate deal. Here is the conclusion to the 4 closing table killer mistakes buyers make. Error 1 was making a change to your financial picture. Error 2 was making mistakes in disclosing everything. Error 3 – Dates don’t matter As I [...]

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